• About First State Bank
  • Locations
  • Careers
  • News & Events
First State Bank
Menu
  • Personal
    • Checking Account Options
      • BaZing Benefits
    • Savings and Investment Accounts
    • Bank Account Interest Rates
    • Special Offers
      • Certificate of Deposit Specials Draft
      • Money Market Specials
    • Digital Banking
      • Personal Digital Banking
        • My Credit Score
        • Zelle
      • e-statements
    • Credit Builder Loan Program
    • Consumer Credit Cards
    • Personal Debit Card
    • Digital Wallet
    • Gift & Reloadable Cards
    • Health Savings Accounts
    • Safe Deposit Box
  • Business
    • Business Checking Accounts DRAFT
    • Business Savings and Investment Accounts
    • Bank Account Interest Rates
    • Special Offers
      • Certificate of Deposit Specials Draft
      • Money Market Specials
    • Digital Banking
      • Business Digital Banking
        • Cash Management
        • Positive Pay
      • e-statements
    • Business Debit Cards
      • Debit Card Frequently Asked Questions
    • Business Credit Cards
    • Small Business and Commercial Loans
    • Commercial Lending Team
    • Clover Merchant Card Services
    • Health Savings Accounts
    • Remote Deposit
    • Safe Deposit Box
  • Mortgage
    • About First State Bank Mortgage
    • Mortgage Lenders
    • Home Loan Options
    • Mortgage Calculators
      • House Payment
      • Debt Consolidation
      • Rent Versus Own
      • Early Payoff
    • Mortgage Tools and Resources
    • Mortgage Locations
    • Credit Builder Loan Program
  • INVESTMENTS
    • Investments

News & Events

Recent Posts

  • Take Control of Your Account Security
  • Are Your Accounts Covered with FDIC Insurance?
  • Mortgage Myths vs. Facts #2: Mortgage rates are the same everywhere
  • Mortgage Myths vs. Facts #1: “No Cost Refinance” programs have no fees or out-of-pocket costs.
  • Your credit score and more–anytime, anywhere.

Category

  • Bank News (36)
  • Fraud Protection & Account Security (3)
  • Improve Your Credit (3)
  • Managing Your Money (6)
  • Money-Saving Tips (8)
  • Mortgage & Lending (4)
  • Uncategorized (2)

Find a Branch

Locate a branch near you or call

636-940-5555
Search

Find an ATM

Find a NO-FEE MoneyPass ATM near you.

Search

Quick Links

  • News
  • Order Checks
  • Wiring Money
  • Forms
  • Lost or Stolen Debit/ATM Card

Discover Loan Programs and Bank Services to Benefit Your Business

Jan 22, 2021

First State Bank provides guidance to business owners navigating state and federal loan programs.

read more

Achieve More in the New Year

Dec 31, 2020

Let First State Bank Help You Reach Your Goals in 2021.

read more

Tips for Secure Online Shopping

Dec 16, 2020

First State Bank wants you to shop securely this holiday season and beyond.

read more

Fighting Phishing Could Win You Money!

Oct 1, 2020

First State Bank Participates in the ABA’s Campaign to Educate Consumers About Phishing Scams.

read more

Checking Accounts Powered by BaZing Offer More

Sep 3, 2020

First State Bank has revamped checking account options to benefit customers.

read more

Did You Receive an Unexpected Deposit From the IRS?

Aug 26, 2020

The IRS is sending tax return interest payments.

read more

First State Bank Is Dementia Friendly

Jun 5, 2020

First State Bank is here to assist customers affected by dementia.

read more

Apply Online for Remaining PPP Funds

May 22, 2020

First State Bank Is Still Accepting PPP Loan Applications.

read more

First State Bank Assists Businesses through the Paycheck Protection Program

Apr 24, 2020

Our team is working diligently to help as many businesses benefit from this emergency lending program.

read more

First State Bank Remains Committed to Community

Mar 31, 2020

Through this unprecedented situation, First State Bank remains strong, stable, and ready to serve.

read more
« Older Entries
Next Entries »

Recent Posts

  • Take Control of Your Account Security
  • Are Your Accounts Covered with FDIC Insurance?
  • Mortgage Myths vs. Facts #2: Mortgage rates are the same everywhere
  • Mortgage Myths vs. Facts #1: “No Cost Refinance” programs have no fees or out-of-pocket costs.
  • Your credit score and more–anytime, anywhere.

Category

  • Bank News (36)
  • Fraud Protection & Account Security (3)
  • Improve Your Credit (3)
  • Managing Your Money (6)
  • Money-Saving Tips (8)
  • Mortgage & Lending (4)
  • Uncategorized (2)

About Us

  • Community Outreach
  • Dementia Friendly Banking
  • Our History

First State Bank of St. Charles logo

  • About First State Bank
  • Locations
  • Careers
  • News & Events

Personal

  • Checking Account Options
  • Savings and Investment Accounts
  • Personal Digital Banking
  • Credit Builder Loan Program
  • Gift & Reloadable Cards
  • Consumer Credit Cards
  • Personal Debit Card
  • Digital Wallet
  • Health Savings Accounts
  • Saving Tips

Business

  • Business Checking Accounts DRAFT
  • Business Savings and Investment Accounts
  • Business Digital Banking
  • Business Debit Cards
  • Business Credit Cards
  • Small Business and Commercial Loans
  • Commercial Lending Team
  • Clover Merchant Card Services
  • Remote Deposit

Investments


Mortgage


  • Legal Statement
  • Privacy Statement
  • USA Patriot Act

Routing Number


Wire ABA routing number: 081000993

Connect With Us


Sign up for our email newsletter.
(636) 940-5555

Member FDIC
© 2025 First State Bank of St. Charles, MO. Sitemap

To report a lost or stolen Debit or ATM card during normal banking hours, please call 636-940-5555.
If it is after hours, call 1-800-472-3272 and then call the bank on the following business day to order a replacement card.

NOTICE: First State Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. You should be advised that the First State Bank privacy policies do not apply to the linked websites and that a viewer should consult the privacy disclosure on the site for further information.